No Payment? Car Stops Working!

If you have to get a vehicle with a starter interrupt device installed, you need to remember to pay on-time because your car could stop working at any moment.

Are Extended Warranties Worth the Cost?

The Case for the Extended Warranty
While many manufacturers are offering longer warranty coverage on their vehicles, the debate about buying an extended service contract when purchasing a used car has resurfaced.
At Washington Auto Credit we suggest using common sense when buying a car.  We help people find vehicles that will fit their budget rather than trying [...]

Where Does My Credit Score Rank?

According to BankRate.com:
“…the median FICO score in the United States is 723…”
“A median of 723 means half the people fall below that score and half have scores higher. More specifically, here’s a breakdown [...]

Do I have three days to change my mind about buying a car?

I bought a car, and I have changed my mind. I do not want it anymore. Can I get out of the contract?

What’s the Deal with Payday Loans?

Payday Loan companies are popping up on what seems like every block these days. They are all over the Internet, they are all over the phone books, and payday loan companies are all over city streets. A lot of people ask me, how do they work? Or, how much do they charge? Maybe even, aren’t [...]

Negative Equity in Your Trade-in?

Also called being “upside down”, having negative equity in your trade in is not a position most people want to be in. There has been an influx of customers with poor credit trying to buy vehicles lately. That is great for us because we help people with bad credit buy cars. The problem is how many people with bad credit want to trade in their current car (that they owe way too much money on), and lower their payment.

Worst Idea in the World

Why do people who obviously can afford to pay their bills, decide not to? Why do people who cannot afford to pay their bills, decide to try to get a car loan? I have some advice for you.

Creative Uses of Your Economic Stimulus Check

What does the government do when the economy slows down during an election year? Give money back to the hard working people of the country. Car Loans are not the only thing we could think of to spend the money on. With only a couple of weeks or so until the money starts going out, [...]

Buy a Car with Bankruptcy it is Easier than you think.

Some people think of a Bankruptcy as a last resort. I talk to customers all the time who are a few months behind on every bill they have (including their mortgage or rent) and still want to try to buy a car. It baffles my mind that someone can think that it might be a [...]

Raise Your Credit Score…REALLY

You do not have to have BAD credit to see the benefits of credit repair on your credit. Let a trusted leader in Credit Repair help boost your credit score. Items such as Late Payments, Repossessions, Collections, Charge-offs, and even Bankruptcies have been known to disappear off of people’s credit reports with professional credit repair.
We [...]