According to BankRate.com:
“…the median FICO score in the United States is 723…”
“A median of 723 means half the people fall below that score and half have scores higher. More specifically, here’s a breakdown [...]
I bought a car, and I have changed my mind. I do not want it anymore. Can I get out of the contract?
I thought I was invincible to identity theft and credit card fraud…apparently I was wrong. Here are some things you can do to try to keep your bank accounts and your credit the way you want them.
Trade in your car with negative equity. These tips could help you get out of your upside down auto loan.
In the following article I will explain how credit report inquiries can sometimes lower your credit score, even if only slightly. Depending on the type of inquiry, your score can lower 0 - 10 points -even more with multiple inquiries. While this should not be a major credit worry, it is helpful information to keep [...]
Knowing your rights. Apply the law. Knowledge is your most effective weapon to dispute inaccurate and erroneous data from your credit bureau, thus improving your credit rating. Upon receiving your free credit reports from the Credit Bureaus, it is imperative that you write a letter immediately to any or all the creditors who have [...]
Most Americans are fond of overspending. People buy things they do not really need. Once they see something that catches their eye, they buy it - often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their credit [...]
Your credit rating is the single most important factor in determining your interest rate, and monthly payments on any loans, credit cards, or other forms of financing you may receive. Make sure your credit it in tip top shape.
Gas Prices lead to bankruptcy in Washington. Something needs to be done about gas prices in this country.
Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it - often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their [...]