Guaranteed Credit Approval Coming Soon!

WashingtonAutoCredit.com will soon be partnering with Credit Acceptance and with that will be able to offer Guaranteed Credit Approval to all customers that come into our Olympia, WA dealership to meet with us.

Re-establishing Your Credit After Bankruptcy

Reestablish your credit after bankruptcy. An auto loan may be the fastest way to reestablish your credit after bankruptcy.

How Credit Inquiries Can Affect Your Credit Score

In the following article I will explain how credit report inquiries can sometimes lower your credit score, even if only slightly. Depending on the type of inquiry, your score can lower 0 - 10 points -even more with multiple inquiries. While this should not be a major credit worry, it is helpful information to keep [...]

Reader Question: credit report not updated after negotiation

Hello Ryan,
I mailed your negotiation letter a couple of weeks ago through certified mail. I got the green slip on Monday, but my credit report hasn’t been updated yet. Should I be worried? I haven’t sent them any money.
Thanks
Kenny

Kenny -
You sent them a negotiation letter and you expect them to update your credit report, yet [...]

Disputing Negative Data on Your Credit Bureau

Knowing your rights. Apply the law. Knowledge is your most effective weapon to dispute inaccurate and erroneous data from your credit bureau, thus improving your credit rating. Upon receiving your free credit reports from the Credit Bureaus, it is imperative that you write a letter immediately to any or all the creditors who have [...]

Ideas to Repair Your Credit

Most Americans are fond of overspending. People buy things they do not really need. Once they see something that catches their eye, they buy it - often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their credit [...]

Boost Your Credit Score

Your credit rating is the single most important factor in determining your interest rate, and monthly payments on any loans, credit cards, or other forms of financing you may receive. Make sure your credit it in tip top shape.

Fix Your Credit Report

Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it - often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their [...]

Credit Bureau Contact Info

The 3 main credit bureaus’ contact information. Name, address, phone, and website information. Equifax, Experian, Transunion.

Credit Repair: Self Help May Be Best

Repair your credit on your own. Or you can get help from a professional. Some great stuff here.