According to BankRate.com:
“…the median FICO score in the United States is 723…”
“A median of 723 means half the people fall below that score and half have scores higher. More specifically, here’s a breakdown [...]
I thought I was invincible to identity theft and credit card fraud…apparently I was wrong. Here are some things you can do to try to keep your bank accounts and your credit the way you want them.
In the following article I will explain how credit report inquiries can sometimes lower your credit score, even if only slightly. Depending on the type of inquiry, your score can lower 0 - 10 points -even more with multiple inquiries. While this should not be a major credit worry, it is helpful information to keep [...]
Hello Ryan,
I mailed your negotiation letter a couple of weeks ago through certified mail. I got the green slip on Monday, but my credit report hasn’t been updated yet. Should I be worried? I haven’t sent them any money.
Thanks
Kenny
Kenny -
You sent them a negotiation letter and you expect them to update your credit report, yet [...]
Your credit rating is the single most important factor in determining your interest rate, and monthly payments on any loans, credit cards, or other forms of financing you may receive. Make sure your credit it in tip top shape.
Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it - often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their [...]
The 3 main credit bureaus’ contact information. Name, address, phone, and website information. Equifax, Experian, Transunion.
Repair your credit on your own. Or you can get help from a professional. Some great stuff here.
What does the government do when the economy slows down during an election year? Give money back to the hard working people of the country. Car Loans are not the only thing we could think of to spend the money on. With only a couple of weeks or so until the money starts going out, [...]
Some people think of a Bankruptcy as a last resort. I talk to customers all the time who are a few months behind on every bill they have (including their mortgage or rent) and still want to try to buy a car. It baffles my mind that someone can think that it might be a [...]