Washington Auto Credit actually means we are in Washington

The site has been up a few years now, and we seem to be doing quite well in terms of search engine rankings and traffic. We have been so successful at attracting users on the Internet that we receive several applications a day from outside of the State of Washington. That is fine, we still [...]

Creative Uses of Your Economic Stimulus Check

What does the government do when the economy slows down during an election year? Give money back to the hard working people of the country. Car Loans are not the only thing we could think of to spend the money on. With only a couple of weeks or so until the money starts going out, [...]

Buy a Car with Bankruptcy it is Easier than you think.

Some people think of a Bankruptcy as a last resort. I talk to customers all the time who are a few months behind on every bill they have (including their mortgage or rent) and still want to try to buy a car. It baffles my mind that someone can think that it might be a [...]

Car Dealers Lie to Another Customer with Bad Credit

It happened again. We had a couple apply for an auto loan at www.WashingtonAutoCredit.com exactly 2-months ago. We were honest with them about their vehicle options, and they decided that they wanted to try other dealers because we let them know that a seven passenger SUV was not going to be possible for them without [...]

Tripping the Deadline Wire

Paying your bills late is like triggering the trip wire on a land mine when it comes to debt management. A cash advance is one way to avoid a potentially expensive accident that is completely avoidable. When you pay a bill late, the lender normally charges a late fee of anywhere from $30 or more [...]

Lexus taste, Kia budget - “I can afford it…”

Almost everyone does the same thing, we see nice things and we want them. We tend to stretch to obtain the newest clothes, the biggest house, the nicest car. Many people are often so concerned with buying the best in life, that they loose sight of the big picture. Trying for the most expensive [...]

Payday Loans are Baaaaaack!

For many people, the thought of getting a payday advance loan is probably right up there with going to the dentist and getting a root canal.
For many other people that have unexpected bills, they can be used as a short term solution to pay high priority debts.
If you could use a payday loan, or quick [...]

Lower Payments = Bad Car Deal

Do you ever wonder why most people that have monthly payments on their car owe more money on their car than a dealership would give them for trade-in? Or why they owe more money than an insurance company would give them if they totaled the car?
Here are the two reasons:
1. Low Down Payment.
2. Low Monthly [...]

Little “White Lies” Have Big Consequences

I review many auto loan applications and see all sorts of ways people fudge the figures thinking it will help them get approved for a car loan. A lot of the time indiscretions made on the application only lead to frustration. Attention to detail can make or brake your auto loan.
People often [...]

Tax Time = Car Time

Congratulations! Another year is behind you and another W-2 is on the way. If you have not already received your W-2, you should any day now. Employers are required to mail them by January 31st. Since millions of Americans get refunds every year, most of the people receiving the refund start planning what to do [...]